Business Insurance
Risk management designed for your needs : At Alliance Insurance Brokers we can arrange tailor made business insurance packages to suit your specific requirements. We understand our client’s needs for real Insurance protection that works when things go wrong, whether this be due to legal actions for accidents or property damage We deal in the domestic and London markets and have experience in all professional sectors We like to think we make a difference in the way we approach looking after our client’s interests whether this be planning organising or the consistent good service we give throughout the insurance year. We form strong personal relationships with our clients that stand the test of time – we strive to become our client’s individual Insurance Department where no insurance query is too small or goes unanswered. One of our strongest points is the ability to deliver consistent competitive pricing utilising our market knowledge which is constantly updated. Contact us to arrange a complete review of your commercial insurance requirements. Reviews are free of charge and could potentially save YOU money.
Aviation
Aviation
Transport & Aviation
The transport and logistics industry is faced with unique insurance challenges. Each business has its own specific Transport Insurance requirements and each will operate under different trading conditions It is challenging trying to strike the right balance of Transport Insurance protection on your own. We can advise on Transport Insurance product that is specific to your needs with provision for special contracts.
- Freight Liability Insurance
- Marine Cargo Insurance
- Warehouse Insurance
- Employers Insurance
- Public Liability Insurance
- Fleet Insurance
- Property Insurance
- Special Contract Insurance
Activity/Community Centres
Activity/Community Centres
We have access to markets for the Leisure & Activity Sector. As a leisure and activity provider, you are well aware of the difficult situation with regard to awards and the costs of claims in Ireland. Throughout our business experience, we know it can be a difficult area sometimes, but we work with some of the best insurers in the industry who have competitive rates for leisure risks. We can quote for Sports Clubs, Instructors, Outdoor Activities, Camping, Soft Play & Adventure.
Beauticians/Hairdressers
Beauticians/Hairdressers
We have access to insurance markets specifically designed specifically for the Beauty, Nails, Hair and Complementary and Holistic markets.
Building & Construction
Building & Construction
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Due to our number of years of experience in this particular area, we understand the Construction Insurance needs of developers and contractors. We offer to provide construction insurance documents for you to produce to your clients for tenders or renewal of contracts.
Our commercial team have a vast number of years’ experience in the industry to find a solution to best suit your needs. We have access to markets offering a wide range of products providing real and practical Construction Insurance Cover.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance : Injury sustained by employees during the course of their work
Contractors All Risks Insurance : Loss or physical damage to contracts works, materials or temporary works
Commercial Motor Insurance :
Commercial vehicle policies on an individual bases or in a fleet capacity
Engineering Insurance: Inspection for your plant which is required by Health and Safety Authority
Personal Accident Insurance: Cover for injuries sustained at work
Construction Bonds:
Protect against an adverse event that causes disruptions and failure to complete the project due to insolvency
Café
Café
Given the large volume of members of the public and foreign visitors who visit hotels, guest-houses, public houses, restaurants & take-away it is vital you have an insurance policy in force which will provide the necessary protection and peace of mind. We have access to markets and will search for the most competitive premiums and comprehensive cover available.
Public/Products Liability Insurance - Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance - Injury sustained by employees during the course of their work
Property Damage Insurance - Cover for fire, flood, storm and theft
Business Interruption Insurance - With extensions for infectious disease/public utilities/denial of access
Engineering Insurance Policies - Inspections on lifts
Legal Expenses Insurance - Cover for directors against legal claims
Money Cover Insurance - Increase limits can be agreed if required for specific periods
Commercial Combined Packages
Commercial Combined Packages
Ad hoc enquiries catered for
Given the large volume of members of the public and foreign visitors who visit hotels, guest-houses, public houses, restaurants & take-away it is vital you have an insurance policy in force which will provide the necessary protection and peace of mind. We have access to markets and will search for the most competitive premiums and comprehensive cover available.
Public/Products Liability Insurance - Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance - Injury sustained by employees during the course of their work
Property Damage Insurance - Cover for fire, flood, storm and theft
Business Interruption Insurance - With extensions for infectious disease/public utilities/denial of access
Engineering Insurance Policies - Inspections on lifts
Legal Expenses Insurance - Cover for directors against legal claims
Money Cover Insurance - Increase limits can be agreed if required for specific periods
The Golf, Fitness & Leisure industry is growing on a daily bases. It can be challenging to strike the right balance of insurance protection on your own.
- Public & Employers Liability Insurance
- Property & Equipment Insurance
- Member to Member Liability Insurance
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Manufacturers are exposed in relation to liability risks. We can advise on products covering all aspects of cover from liability, property damage and statutory insurance requirements to the consequences of trading interruption. With access to specialist manufacturing insurance products we can offer a wider range of cover to meet your individual needs.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Products Liability Insurance: Damage or Injury resulting from the use of the Insured goods/services
Employers Liability Insurance: Injury sustained by employees during the course of their work
Property Damage Insurance: Loss or physical damage to Buildings &/or Contents
Business Interruption Insurance: Insurance against loss of net profits and continuing fixed charges during a period of total or partial suspension of business following damage caused by specified peril
Engineering Plant & Machinery Insurance: Inspection for your plant which is required by Health & Safety Authority
Goods in Transit Insurance: Cover goods against loss or damage while they are in transit from one place to another
Product Recall Insurance: Covers expenses associated with recalling a product from the market
Professional Indemnity Insurance: Protection against claims arising from advice or design
Crime Products: Protection against fraud and dishonesty
Environmental Liability Insurance: Protection against environmental exposures and the costly pollution clean-up costs
Commercial Motor Insurance: Commercial vehicle policies on an individual basis or in a fleet capacity
Additional policies that certain
Manufacturing businesses require can include:
Directors & Officers Insurance
Legal Expenses Insurance
Due to our number of years of experience in this particular area, we understand the Construction Insurance needs of developers and contractors. We offer to provide construction insurance documents for you to produce to your clients for tenders or renewal of contracts.
Our commercial team have a vast number of years’ experience in the industry to find a solution to best suit your needs. We have access to markets offering a wide range of products providing real and practical Construction Insurance Cover.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance : Injury sustained by employees during the course of their work
Contractors All Risks Insurance : Loss or physical damage to contracts works, materials or temporary works
Commercial Motor Insurance :
Commercial vehicle policies on an individual bases or in a fleet capacity
Engineering Insurance:
Inspection for your plant which is required by Health and Safety Authority
Personal Accident Insurance:
Cover for injuries sustained at work
Construction Bonds:
Protect against an adverse event that causes disruptions and failure to complete the project due to insolvency
When it comes to retail insurance, we have access to markets with extremely competitive pricing for hundreds of retail activities. Whether it is one business or a chain of shops, we can ensure that we offer the retail insurance package that best suits your needs. For most customers, premium saving is of paramount importance in the current climate but we also search providers to ensure that your retail outlet insurance policy wording reflects your personal exposures for your particular trade or business.
Protection for your assets (buildings, stock, trade contents etc) against fire, flood, storm, theft and many other misfortunes that could put you out of business for good. Most retail insurance products also offer a seasonal increase extension for Christmas/Easter trading periods
Goods in Transit Insurance
Business Interruption Insurance with extensions for infectious disease, public utilities and denial of access
Employers Liability Insurance
Public & Products Liability Insurance
Defamation/Libel Insurance
Slander & Wrongful Arrest Insurance
Increased Money/Cash limits
depending on individual requirements with generous custodian clause limits
The transport and logistics industry is faced with unique insurance challenges. Each business has its own specific Transport Insurance requirements and each will operate under different trading conditions It is challenging trying to strike the right balance of Transport Insurance protection on your own. We can advise on Transport Insurance product that is specific to your needs with provision for special contracts.
- Freight Liability Insurance
- Marine Cargo Insurance
- Warehouse Insurance
- Employers Insurance
- Public Liability Insurance
- Fleet Insurance
- Property Insurance
- Special Contract Insurance
Community Centres
Community Centres
Given the large volume of members of the public and foreign visitors who visit hotels, guest-houses, public houses, restaurants & take-away it is vital you have an insurance policy in force which will provide the necessary protection and peace of mind. We have access to markets and will search for the most competitive premiums and comprehensive cover available.
Public/Products Liability Insurance - Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance - Injury sustained by employees during the course of their work
Property Damage Insurance - Cover for fire, flood, storm and theft
Business Interruption Insurance - With extensions for infectious disease/public utilities/denial of access
Engineering Insurance Policies - Inspections on lifts
Legal Expenses Insurance - Cover for directors against legal claims
Money Cover Insurance - Increase limits can be agreed if required for specific periods
The Golf, Fitness & Leisure industry is growing on a daily bases. It can be challenging to strike the right balance of insurance protection on your own.
- Public & Employers Liability Insurance
- Property & Equipment Insurance
- Member to Member Liability Insurance
Contractors All Risks
Contractors All Risks
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Due to our number of years of experience in this particular area, we understand the Construction Insurance needs of developers and contractors. We offer to provide construction insurance documents for you to produce to your clients for tenders or renewal of contracts.
Our commercial team have a vast number of years’ experience in the industry to find a solution to best suit your needs. We have access to markets offering a wide range of products providing real and practical Construction Insurance Cover.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance : Injury sustained by employees during the course of their work
Contractors All Risks Insurance : Loss or physical damage to contracts works, materials or temporary works
Commercial Motor Insurance :
Commercial vehicle policies on an individual bases or in a fleet capacity
Engineering Insurance: Inspection for your plant which is required by Health and Safety Authority
Personal Accident Insurance: Cover for injuries sustained at work
Construction Bonds: Protect against an adverse event that causes disruptions and failure to complete the project due to insolvency
Construction & Allied trades
Construction & Allied trades
Due to our number of years of experience in this particular area, we understand the Construction Insurance needs of developers and contractors. We offer to provide construction insurance documents for you to produce to your clients for tenders or renewal of contracts.
Our commercial team have a vast number of years’ experience in the industry to find a solution to best suit your needs. We have access to markets offering a wide range of products providing real and practical Construction Insurance Cover.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance : Injury sustained by employees during the course of their work
Contractors All Risks Insurance : Loss or physical damage to contracts works, materials or temporary works
Commercial Motor Insurance :
Commercial vehicle policies on an individual bases or in a fleet capacity
Engineering Insurance: Inspection for your plant which is required by Health and Safety Authority
Personal Accident Insurance: Cover for injuries sustained at work
Construction Bonds: Protect against an adverse event that causes disruptions and failure to complete the project due to insolvency
Courier
Courier
The transport and logistics industry is faced with unique insurance challenges. Each business has its own specific Transport Insurance requirements and each will operate under different trading conditions It is challenging trying to strike the right balance of Transport Insurance protection on your own. We can advise on Transport Insurance product that is specific to your needs with provision for special contracts.
- Freight Liability Insurance
- Marine Cargo Insurance
- Warehouse Insurance
- Employers Insurance
- Public Liability Insurance
- Fleet Insurance
- Property Insurance
- Special Contract Insurance
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Motor Trade Insurance gives those working within the Motor Trade Industry the freedom to drive a variety of vehicles by providing cover on their own vehicles as well as the collection, delivery & road testing of customer’s vehicles. This is known as Motor Trade Road Risk Insurance.
Motor Trade insurance also provides cover for loss or damage to a Business Premises including contents and vehicles on or about the business premises.
Liability covers include –
- Public Insurance,Product Insurance & Employers Liability.
- Defective Workmanship Insurance
- Additional Motor Trade Insurance covers can be added if required including
- Business Interruption, Money, Engineering & Goods in transit.
All forms of motor trade covered
- Garages involved in the Mechanical Repairs & Servicing of Vehicles
- Garages involved in the buying & selling of vehicles
- Crash Repair Garages
- Vehicle Valets
- Recovery Agents
- Windscreen Fitters
- Tyre & Exhaust Fitters
- Vehicle Restorers
Directors & Officers
Directors & Officers
Administrators, managers and directors of any company, regardless of its size or activities, bear significant responsibilities in relation to their role and the way they conduct themselves. This may result in claims against them for actual or alleged breach of duty, neglect, misstatements, errors and omissions. Actions against the company and its management can involve a high degree of personal liability for the individuals. With potential penalties that range from hefty fines, to disqualification and possible imprisonment, the need for an immediate and effective response to any threat is clear.
Employers Liability
Employers Liability
Employers' liability insurance is one of the main types of business insurance, and most employers are legally obliged to take out a policy. It can pay compensation costs and legal fees if an employee or ex-employee sues for illness or injury caused by their work. Protect yourself from injury related employee claims sustained during the course of their work. Limits from €13,000,000 upwards
Engineering
Engineering
Ad hoc enquiries catered for
Manufacturers are exposed in relation to liability risks. We can advise on products covering all aspects of cover from liability, property damage and statutory insurance requirements to the consequences of trading interruption. With access to specialist manufacturing insurance products we can offer a wider range of cover to meet your individual needs.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Products Liability Insurance: Damage or Injury resulting from the use of the Insured goods/services
Employers Liability Insurance: Injury sustained by employees during the course of their work
Property Damage Insurance: Loss or physical damage to Buildings &/or Contents
Business Interruption Insurance: Insurance against loss of net profits and continuing fixed charges during a period of total or partial suspension of business following damage caused by specified peril
Engineering Plant & Machinery Insurance: Inspection for your plant which is required by Health & Safety Authority
Goods in Transit Insurance: Cover goods against loss or damage while they are in transit from one place to another
Product Recall Insurance: Covers expenses associated with recalling a product from the market
Professional Indemnity Insurance: Protection against claims arising from advice or design
Crime Products: Protection against fraud and dishonesty
Environmental Liability Insurance: Protection against environmental exposures and the costly pollution clean-up costs
Commercial Motor Insurance: Commercial vehicle policies on an individual basis or in a fleet capacity
Additional policies that certain
Manufacturing businesses require can include:
Directors & Officers Insurance
Legal Expenses Insurance
When it comes to retail insurance, we have access to markets with extremely competitive pricing for hundreds of retail activities. Whether it is one business or a chain of shops, we can ensure that we offer the retail insurance package that best suits your needs. For most customers, premium saving is of paramount importance in the current climate but we also search providers to ensure that your retail outlet insurance policy wording reflects your personal exposures for your particular trade or business.
Protection for your assets (buildings, stock, trade contents etc) against fire, flood, storm, theft and many other misfortunes that could put you out of business for good. Most retail insurance products also offer a seasonal increase extension for Christmas/Easter trading periods
Goods in Transit Insurance
Business Interruption Insurance with extensions for infectious disease, public utilities and denial of access
Employers Liability Insurance
Public & Products Liability Insurance
Defamation/Libel Insurance
Slander & Wrongful Arrest Insurance
Increased Money/Cash limits
depending on individual requirements with generous custodian clause limits
Factory
Factory
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Manufacturers are exposed in relation to liability risks. We can advise on products covering all aspects of cover from liability, property damage and statutory insurance requirements to the consequences of trading interruption. With access to specialist manufacturing insurance products we can offer a wider range of cover to meet your individual needs.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Products Liability Insurance: Damage or Injury resulting from the use of the Insured goods/services
Employers Liability Insurance: Injury sustained by employees during the course of their work
Property Damage Insurance: Loss or physical damage to Buildings &/or Contents
Business Interruption Insurance: Insurance against loss of net profits and continuing fixed charges during a period of total or partial suspension of business following damage caused by specified peril
Engineering Plant & Machinery Insurance: Inspection for your plant which is required by Health & Safety Authority
Goods in Transit Insurance: Cover goods against loss or damage while they are in transit from one place to another
Product Recall Insurance: Covers expenses associated with recalling a product from the market
Professional Indemnity Insurance: Protection against claims arising from advice or design
Crime Products: Protection against fraud and dishonesty
Environmental Liability Insurance: Protection against environmental exposures and the costly pollution clean-up costs
Commercial Motor Insurance: Commercial vehicle policies on an individual basis or in a fleet capacity
Additional policies that certain
Manufacturing businesses require can include:
Directors & Officers Insurance
Legal Expenses Insurance
Farms & Agri Contractors
Farms & Agri Contractors
Get your tailored Farm Insurance cover or Agri Business insurance cover. Whether you are an agricultural-contractor or dairy farmer, we can tailor your insurance to suit your needs at a competitive price; leaving you with peace of mind to run your farm.
Golf
Golf
The Golf, Fitness & Leisure industry is growing on a daily bases. It can be challenging to strike the right balance of insurance protection on your own.
- Public & Employers Liability Insurance
- Property & Equipment Insurance
- Member to Member Liability Insurance
Goods in Transit
Goods in Transit
The transport and logistics industry is faced with unique insurance challenges. Each business has its own specific Transport Insurance requirements and each will operate under different trading conditions It is challenging trying to strike the right balance of Transport Insurance protection on your own. We can advise on Transport Insurance product that is specific to your needs with provision for special contracts.
- Freight Liability Insurance
- Marine Cargo Insurance
- Warehouse Insurance
- Employers Insurance
- Public Liability Insurance
- Fleet Insurance
- Property Insurance
- Special Contract Insurance
When it comes to retail insurance, we have access to markets with extremely competitive pricing for hundreds of retail activities. Whether it is one business or a chain of shops, we can ensure that we offer the retail insurance package that best suits your needs. For most customers, premium saving is of paramount importance in the current climate but we also search providers to ensure that your retail outlet insurance policy wording reflects your personal exposures for your particular trade or business.
Protection for your assets (buildings, stock, trade contents etc) against fire, flood, storm, theft and many other misfortunes that could put you out of business for good. Most retail insurance products also offer a seasonal increase extension for Christmas/Easter trading periods
Goods in Transit Insurance
Business Interruption Insurance with extensions for infectious disease, public utilities and denial of access
Employers Liability Insurance
Public & Products Liability Insurance
Defamation/Libel Insurance
Slander & Wrongful Arrest Insurance
Increased Money/Cash limits
depending on individual requirements with generous custodian clause limits
Guest House
Guest House/Air B&B
Hotel & Guesthouse Insurance is a specific type of insurance that protects hotel, bed & breakfast, Air B&B and guest house owners from loss or damage to their property and claims brought against it by their guests or third parties. Our insurance team will help you assess the risks associated with your business.
Hairdressers
Hairdressers
When it comes to retail insurance, we have access to markets with extremely competitive pricing for hundreds of retail activities. Whether it is one business or a chain of shops, we can ensure that we offer the retail insurance package that best suits your needs. For most customers, premium saving is of paramount importance in the current climate but we also search providers to ensure that your retail outlet insurance policy wording reflects your personal exposures for your particular trade or business.
Protection for your assets (buildings, stock, trade contents etc) against fire, flood, storm, theft and many other misfortunes that could put you out of business for good. Most retail insurance products also offer a seasonal increase extension for Christmas/Easter trading periods
Goods in Transit Insurance
Business Interruption Insurance with extensions for infectious disease, public utilities and denial of access
Employers Liability Insurance
Public & Products Liability Insurance
Defamation/Libel Insurance
Slander & Wrongful Arrest Insurance
Increased Money/Cash limits
depending on individual requirements with generous custodian clause limits
Hospitality
Hospitality
Owing to the large footfall associated with hotels, guest-houses, public houses, restaurants & take-away it is vital you have an insurance policy in force which will provide the necessary protection and peace of mind. Our many existing clients within the hospitality sector continue to benefit from the experience we can offer in Hospitality Insurance.
Hotel
Hotel
Given the large volume of members of the public and foreign visitors who visit hotels, guest-houses, public houses, restaurants & take-away it is vital you have an insurance policy in force which will provide the necessary protection and peace of mind. We have access to markets and will search for the most competitive premiums and comprehensive cover available.
Public/Products Liability Insurance - Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance - Injury sustained by employees during the course of their work
Property Damage Insurance - Cover for fire, flood, storm and theft
Business Interruption Insurance - With extensions for infectious disease/public utilities/denial of access
Engineering Insurance Policies - Inspections on lifts
Legal Expenses Insurance - Cover for directors against legal claims
Money Cover Insurance - Increase limits can be agreed if required for specific periods
The Golf, Fitness & Leisure industry is growing on a daily bases. It can be challenging to strike the right balance of insurance protection on your own.
- Public & Employers Liability Insurance
- Property & Equipment Insurance
- Member to Member Liability Insurance
Liability
Liability
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Manufacturing & Industry
Manufacturing & Industry
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Manufacturers are exposed in relation to liability risks. We can advise on products covering all aspects of cover from liability, property damage and statutory insurance requirements to the consequences of trading interruption. With access to specialist manufacturing insurance products we can offer a wider range of cover to meet your individual needs.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Products Liability Insurance: Damage or Injury resulting from the use of the Insured goods/services
Employers Liability Insurance: Injury sustained by employees during the course of their work
Property Damage Insurance: Loss or physical damage to Buildings &/or Contents
Business Interruption Insurance: Insurance against loss of net profits and continuing fixed charges during a period of total or partial suspension of business following damage caused by specified peril
Engineering Plant & Machinery Insurance: Inspection for your plant which is required by Health & Safety Authority
Goods in Transit Insurance: Cover goods against loss or damage while they are in transit from one place to another
Product Recall Insurance: Covers expenses associated with recalling a product from the market
Professional Indemnity Insurance: Protection against claims arising from advice or design
Crime Products: Protection against fraud and dishonesty
Environmental Liability Insurance: Protection against environmental exposures and the costly pollution clean-up costs
Commercial Motor Insurance: Commercial vehicle policies on an individual basis or in a fleet capacity
Additional policies that certain
Manufacturing businesses require can include:
Directors & Officers Insurance
Legal Expenses Insurance
Marine Cargo
Marine Cargo
As goods cross borders by land, air or sea keeping control becomes increasingly difficult. Globalisation has made trade with less developed countries a reality, where weaker logistics infrastructure and theft may pose threats to freight delivery. We can provide quotations for your cargo, big or small for the best possible protection for your assets.
Marine (Boats)
Marine (Boats)
We can provide advice and innovation solutions for the marine sector. We know about boats and, with a great range of products covering everything from motor yachts to the smallest dinghies, our team can provide a boat insurance policy suited to your particular requirements.
Market Traders
Market Traders
You want access to exclusive and competitive prices for your Public, Products & Employers Liability Insurance arranged through our highly competitive markets. We have the experience to provide you with all your Liability Insurance needs at competitive rates.
Motor Fleet
Motor Fleet
Protect your fleet with our variety of cover options. Light & Heavy Goods vehicles, large and small fleets.
Motor Trade
Motor Trade
Motor Trade Insurance gives those working within the Motor Trade Industry the freedom to drive a variety of vehicles by providing cover on their own vehicles as well as the collection, delivery & road testing of customer’s vehicles. This is known as Motor Trade Road Risk Insurance.
Motor Trade insurance also provides cover for loss or damage to a Business Premises including contents and vehicles on or about the business premises.
Liability covers include –
- Public Insurance,Product Insurance & Employers Liability.
- Defective Workmanship Insurance
- Additional Motor Trade Insurance covers can be added if required including
- Business Interruption, Money, Engineering & Goods in transit.
All forms of motor trade covered
- Garages involved in the Mechanical Repairs & Servicing of Vehicles
- Garages involved in the buying & selling of vehicles
- Crash Repair Garages
- Vehicle Valets
- Recovery Agents
- Windscreen Fitters
- Tyre & Exhaust Fitters
- Vehicle Restorers
Night Clubs & Entertainment
Night Clubs & Entertainment
Given the large volume of members of the public and foreign visitors who visit hotels, guest-houses, public houses, restaurants & take-away it is vital you have an insurance policy in force which will provide the necessary protection and peace of mind. We have access to markets and will search for the most competitive premiums and comprehensive cover available.
Public/Products Liability Insurance - Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance - Injury sustained by employees during the course of their work
Property Damage Insurance - Cover for fire, flood, storm and theft
Business Interruption Insurance - With extensions for infectious disease/public utilities/denial of access
Engineering Insurance Policies - Inspections on lifts
Legal Expenses Insurance - Cover for directors against legal claims
Money Cover Insurance - Increase limits can be agreed if required for specific periods
The Golf, Fitness & Leisure industry is growing on a daily bases. It can be challenging to strike the right balance of insurance protection on your own.
- Public & Employers Liability Insurance
- Property & Equipment Insurance
- Member to Member Liability Insurance
Office
Office
You can tailor your insurance needs to cover your office for space, liability, business interruption and contents cover.
Personal Accident & Group Travel (Business)
Personal Accident & Group Travel (Business)
Annual policies, short and long stay, single and multi-trip cover. Competitive rates available for Group Travel policies.
Why Personal Accident Insurance Cover?
- Everyone can have accidents.
- Serious accidents at home, work or play can result in real hardship for Individuals and their families.
- Death can leave dependents financially insecure.
- Permanent Disability could end an individual’s working life or severely limit their future earnings.
- Temporary Disability could mean loss of income for a long period of time.
Plant & Machinery
Plant & Machinery
Due to our number of years of experience in this particular area, we understand the Construction Insurance needs of developers and contractors. We offer to provide construction insurance documents for you to produce to your clients for tenders or renewal of contracts.
Our commercial team have a vast number of years’ experience in the industry to find a solution to best suit your needs. We have access to markets offering a wide range of products providing real and practical Construction Insurance Cover.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance : Injury sustained by employees during the course of their work
Contractors All Risks Insurance : Loss or physical damage to contracts works, materials or temporary works
Commercial Motor Insurance :
Commercial vehicle policies on an individual bases or in a fleet capacity
Engineering Insurance: Inspection for your plant which is required by Health and Safety Authority
Personal Accident Insurance: Cover for injuries sustained at work
Construction Bonds:
Protect against an adverse event that causes disruptions and failure to complete the project due to insolvency
Products Liability
Products Liability
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Manufacturers are exposed in relation to liability risks. We can advise on products covering all aspects of cover from liability, property damage and statutory insurance requirements to the consequences of trading interruption. With access to specialist manufacturing insurance products we can offer a wider range of cover to meet your individual needs.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Products Liability Insurance: Damage or Injury resulting from the use of the Insured goods/services
Employers Liability Insurance: Injury sustained by employees during the course of their work
Property Damage Insurance: Loss or physical damage to Buildings &/or Contents
Business Interruption Insurance: Insurance against loss of net profits and continuing fixed charges during a period of total or partial suspension of business following damage caused by specified peril
Engineering Plant & Machinery Insurance: Inspection for your plant which is required by Health & Safety Authority
Goods in Transit Insurance: Cover goods against loss or damage while they are in transit from one place to another
Product Recall Insurance: Covers expenses associated with recalling a product from the market
Professional Indemnity Insurance: Protection against claims arising from advice or design
Crime Products: Protection against fraud and dishonesty
Environmental Liability Insurance: Protection against environmental exposures and the costly pollution clean-up costs
Commercial Motor Insurance: Commercial vehicle policies on an individual basis or in a fleet capacity
Additional policies that certain
Manufacturing businesses require can include:
Directors & Officers Insurance
Legal Expenses Insurance
Professional Indemnity
Professional Indemnity
Professional Indemnity (PI) Insurance provides you with protection if you become legally liable to a member of the public following an error or omission in professional advice or service. PI can protect your company in the event of compensation claims if a business is sued by a client for making a mistake that leads to financial loss.
Property Owners
Property Owners
Cover can be arranged in respect of the following risks for occupied or unoccupied properties – Commercial or Residential
- Property Damage
- Property Owners’ & Employers Liability
- Business Interruption / Loss of Rent/Rates/Service Charge
- Terrorism
- Excess Liability
- D&O
- Inspection & Engineering
Pub
Pub
Given the large volume of members of the public and foreign visitors who visit hotels, guest-houses, public houses, restaurants & take-away it is vital you have an insurance policy in force which will provide the necessary protection and peace of mind. We have access to markets and will search for the most competitive premiums and comprehensive cover available.
Public/Products Liability Insurance - Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance - Injury sustained by employees during the course of their work
Property Damage Insurance - Cover for fire, flood, storm and theft
Business Interruption Insurance - With extensions for infectious disease/public utilities/denial of access
Engineering Insurance Policies - Inspections on lifts
Legal Expenses Insurance - Cover for directors against legal claims
Money Cover Insurance - Increase limits can be agreed if required for specific periods
The Golf, Fitness & Leisure industry is growing on a daily bases. It can be challenging to strike the right balance of insurance protection on your own.
- Public & Employers Liability Insurance
- Property & Equipment Insurance
- Member to Member Liability Insurance
Public Liability
Public Liability
The Golf, Fitness & Leisure industry is growing on a daily bases. It can be challenging to strike the right balance of insurance protection on your own.
- Public & Employers Liability Insurance
- Property & Equipment Insurance
- Member to Member Liability Insurance
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Due to our number of years of experience in this particular area, we understand the Construction Insurance needs of developers and contractors. We offer to provide construction insurance documents for you to produce to your clients for tenders or renewal of contracts.
Our commercial team have a vast number of years’ experience in the industry to find a solution to best suit your needs. We have access to markets offering a wide range of products providing real and practical Construction Insurance Cover.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance : Injury sustained by employees during the course of their work
Contractors All Risks Insurance : Loss or physical damage to contracts works, materials or temporary works
Commercial Motor Insurance :
Commercial vehicle policies on an individual bases or in a fleet capacity
Engineering Insurance: Inspection for your plant which is required by Health and Safety Authority
Personal Accident Insurance: Cover for injuries sustained at work
Construction Bonds:
Protect against an adverse event that causes disruptions and failure to complete the project due to insolvency
When it comes to retail insurance, we have access to markets with extremely competitive pricing for hundreds of retail activities. Whether it is one business or a chain of shops, we can ensure that we offer the retail insurance package that best suits your needs. For most customers, premium saving is of paramount importance in the current climate but we also search providers to ensure that your retail outlet insurance policy wording reflects your personal exposures for your particular trade or business.
Protection for your assets (buildings, stock, trade contents etc) against fire, flood, storm, theft and many other misfortunes that could put you out of business for good. Most retail insurance products also offer a seasonal increase extension for Christmas/Easter trading periods
Goods in Transit Insurance
Business Interruption Insurance with extensions for infectious disease, public utilities and denial of access
Employers Liability Insurance
Public & Products Liability Insurance
Defamation/Libel Insurance
Slander & Wrongful Arrest Insurance
Increased Money/Cash limits
depending on individual requirements with generous custodian clause limits
The transport and logistics industry is faced with unique insurance challenges. Each business has its own specific Transport Insurance requirements and each will operate under different trading conditions It is challenging trying to strike the right balance of Transport Insurance protection on your own. We can advise on Transport Insurance product that is specific to your needs with provision for special contracts.
- Freight Liability Insurance
- Marine Cargo Insurance
- Warehouse Insurance
- Employers Insurance
- Public Liability Insurance
- Fleet Insurance
- Property Insurance
- Special Contract Insurance
Retail
Retail
When it comes to retail insurance, we have access to markets with extremely competitive pricing for hundreds of retail activities. Whether it is one business or a chain of shops, we can ensure that we offer the retail insurance package that best suits your needs. For most customers, premium saving is of paramount importance in the current climate but we also search providers to ensure that your retail outlet insurance policy wording reflects your personal exposures for your particular trade or business.
Protection for your assets (buildings, stock, trade contents etc) against fire, flood, storm, theft and many other misfortunes that could put you out of business for good. Most retail insurance products also offer a seasonal increase extension for Christmas/Easter trading periods
Goods in Transit Insurance
Business Interruption Insurance with extensions for infectious disease, public utilities and denial of access
Employers Liability Insurance
Public & Products Liability Insurance
Defamation/Libel Insurance
Slander & Wrongful Arrest Insurance
Increased Money/Cash limits
depending on individual requirements with generous custodian clause limits
Restaurant
Restaurant
Given the large volume of members of the public and foreign visitors who visit hotels, guest-houses, public houses, restaurants & take-away it is vital you have an insurance policy in force which will provide the necessary protection and peace of mind. We have access to markets and will search for the most competitive premiums and comprehensive cover available.
Public/Products Liability Insurance - Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance - Injury sustained by employees during the course of their work
Property Damage Insurance - Cover for fire, flood, storm and theft
Business Interruption Insurance - With extensions for infectious disease/public utilities/denial of access
Engineering Insurance Policies - Inspections on lifts
Legal Expenses Insurance - Cover for directors against legal claims
Money Cover Insurance - Increase limits can be agreed if required for specific periods
The Golf, Fitness & Leisure industry is growing on a daily bases. It can be challenging to strike the right balance of insurance protection on your own.
- Public & Employers Liability Insurance
- Property & Equipment Insurance
- Member to Member Liability Insurance
Self Builds
Self Builds
Insurance cover at various stages of the construction of your Self Build home
- Fire, Lightning, Aircraft & Explosion cover in respect of Buildings
- Public / Property Owners’ Liability cover limit of €2,600,000 / €6,500,000
- Fire Brigade Charges
- Professional Fees
- Debris Removal
- Interested Parties noted
Shop
Shop
When it comes to retail insurance, we have access to markets with extremely competitive pricing for hundreds of retail activities. Whether it is one business or a chain of shops, we can ensure that we offer the retail insurance package that best suits your needs. For most customers, premium saving is of paramount importance in the current climate but we also search providers to ensure that your retail outlet insurance policy wording reflects your personal exposures for your particular trade or business.
Protection for your assets (buildings, stock, trade contents etc) against fire, flood, storm, theft and many other misfortunes that could put you out of business for good. Most retail insurance products also offer a seasonal increase extension for Christmas/Easter trading periods
Goods in Transit Insurance
Business Interruption Insurance with extensions for infectious disease, public utilities and denial of access
Employers Liability Insurance
Public & Products Liability Insurance
Defamation/Libel Insurance
Slander & Wrongful Arrest Insurance
Increased Money/Cash limits
depending on individual requirements with generous custodian clause limits
Sports & Leisure
Sports & Leisure
The Golf, Fitness & Leisure industry is growing on a daily bases. It can be challenging to strike the right balance of insurance protection on your own.
- Public & Employers Liability Insurance
- Property & Equipment Insurance
- Member to Member Liability Insurance
Surgery
Surgery
You can tailor your insurance needs to cover your surgery for space, liability, business interruption and contents cover. Additional benefits also available to suit your specific needs.
Take Away
Take Away
Cafés and takeaways. We will tailor the cover to suit your business.
- Property
- Accidental Damage
- Theft
- Business Interruption
- Employer’s Liability
- Public Liability
- Products Liability
- Deterioration of Frozen Food
- Money
Tradesman
Tradesman
If you are carrying on a business, there is always a possibility that you, as a result of your business activities, could cause injury or damage to another person or property. If others person or property are injured or damaged as a result of your activities, the law may find you responsible and you may find yourself having to compensate the injured third parties for your actions.
A Public liability policy protects an insured person in respect of their legal liability to third parties for bodily injury and for any loss or damage to material property which happens in connection with the business of the insured under the policy and occurs during the policy period .
Typical limits in the Irish market would be between €2,600,000 and €6,500,000.
- Employers Liability
- Employers Liability Insurance - Injury sustained by employees during the course of their work
- Products Liability
- Personal Liability
Due to our number of years of experience in this particular area, we understand the Construction Insurance needs of developers and contractors. We offer to provide construction insurance documents for you to produce to your clients for tenders or renewal of contracts.
Our commercial team have a vast number of years’ experience in the industry to find a solution to best suit your needs. We have access to markets offering a wide range of products providing real and practical Construction Insurance Cover.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Employers Liability Insurance : Injury sustained by employees during the course of their work
Contractors All Risks Insurance : Loss or physical damage to contracts works, materials or temporary works
Commercial Motor Insurance :
Commercial vehicle policies on an individual bases or in a fleet capacity
Engineering Insurance: Inspection for your plant which is required by Health and Safety Authority
Personal Accident Insurance: Cover for injuries sustained at work
Construction Bonds:
Protect against an adverse event that causes disruptions and failure to complete the project due to insolvency
Wholesale & Distribution
Wholesale & Distribution
The transport and logistics industry is faced with unique insurance challenges. Each business has its own specific Transport Insurance requirements and each will operate under different trading conditions It is challenging trying to strike the right balance of Transport Insurance protection on your own. We can advise on Transport Insurance product that is specific to your needs with provision for special contracts.
- Freight Liability Insurance
- Marine Cargo Insurance
- Warehouse Insurance
- Employers Insurance
- Public Liability Insurance
- Fleet Insurance
- Property Insurance
- Special Contract Insurance
When it comes to retail insurance, we have access to markets with extremely competitive pricing for hundreds of retail activities. Whether it is one business or a chain of shops, we can ensure that we offer the retail insurance package that best suits your needs. For most customers, premium saving is of paramount importance in the current climate but we also search providers to ensure that your retail outlet insurance policy wording reflects your personal exposures for your particular trade or business.
Protection for your assets (buildings, stock, trade contents etc) against fire, flood, storm, theft and many other misfortunes that could put you out of business for good. Most retail insurance products also offer a seasonal increase extension for Christmas/Easter trading periods
Goods in Transit Insurance
Business Interruption Insurance with extensions for infectious disease, public utilities and denial of access
Employers Liability Insurance
Public & Products Liability Insurance
Defamation/Libel Insurance
Slander & Wrongful Arrest Insurance
Increased Money/Cash limits
depending on individual requirements with generous custodian clause limits
Manufacturers are exposed in relation to liability risks. We can advise on products covering all aspects of cover from liability, property damage and statutory insurance requirements to the consequences of trading interruption. With access to specialist manufacturing insurance products we can offer a wider range of cover to meet your individual needs.
Public Liability Insurance: Loss or damage to Third Party Property or Third Party Persons
Products Liability Insurance: Damage or Injury resulting from the use of the Insured goods/services
Employers Liability Insurance: Injury sustained by employees during the course of their work
Property Damage Insurance: Loss or physical damage to Buildings &/or Contents
Business Interruption Insurance: Insurance against loss of net profits and continuing fixed charges during a period of total or partial suspension of business following damage caused by specified peril
Engineering Plant & Machinery Insurance: Inspection for your plant which is required by Health & Safety Authority
Goods in Transit Insurance: Cover goods against loss or damage while they are in transit from one place to another
Product Recall Insurance: Covers expenses associated with recalling a product from the market
Professional Indemnity Insurance: Protection against claims arising from advice or design
Crime Products: Protection against fraud and dishonesty
Environmental Liability Insurance: Protection against environmental exposures and the costly pollution clean-up costs
Commercial Motor Insurance: Commercial vehicle policies on an individual basis or in a fleet capacity
Additional policies that certain
Manufacturing businesses require can include:
Directors & Officers Insurance
Legal Expenses Insurance
Ad hoc enquiries catered for
Unoccupied Property
Unoccupied Property
A property damage All Risks policy can protect your unoccupied (vavcant) premises/residence to Include Loss of Rent, Fire Brigade Charges, Property Owners Liability, Terrorism & many more.